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1. What is the effective rate of interest of a lump that is compounded quarterly at 12% annually?

  • A. 10.25%
  • B. 10.25%
  • C. 10.25%
  • D. 10.25%

Answer: Option B

Explanation:

F=(1+.12/4)^4-1

=(1.03)^4-1

=1.1255-1

=.1255×100

=12.55


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