Discuss Forum

1.

Due to diversification of portfolio, the risk __

  • A. Increases to some extent
  • B. Increases to some extent
  • C. Increases to some extent
  • D. Increases to some extent

Answer: Option D

Explanation:

Due to diversification of a portfolio, the risk <<text_before_quote>>reduces<</text_before_quote>>. This is because spreading investments across various assets can balance the negative performance of one investment with the positive performance of another, lowering the overall risk.  
  • Reduces risk: Diversification is a key strategy for lowering the overall risk of a portfolio. By spreading investments across different assets, industries, and geographic regions, the impact of any single asset's poor performance is minimized. 
  • Mitigates unsystematic risk: It is particularly effective at reducing "unsystematic risk," which is the risk specific to a particular company or industry. 
  • Systematic risk remains: Diversification cannot eliminate "systematic risk," also known as market risk, which is the risk inherent to the entire market and affects most investments. 

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